opr logoThe online payments industry is growing at a rapid rate, but you must have been living under a rock to be unaware of the numerous high-profile data leakages that have occurred in the last few years. Whether its Ashley Madison users or the NSA, secrets are being spilled and companies are desperately trying to figure out how to keep private information just that.

Aside from asking the universe’s to lend its mathematical proclivities biometrics are being considered as a way of locking out hackers and thieves. Biometrics for those not in the know are things about your body that personally identify you. Things like your DNA, have you walk, your fingerprints, your face, your handwriting.

apple payApple Pay is Apple’s venture into the payment market. If you’re American and have an iPhone 6, iOS 8.1 or later, an Apple Watch or a new iPad you can partake in some swiping motions when paying for things. Near field communication is the “ooh look at this” technology your mum will probably love.

Like Android Pay, Apple Pay has a plethora of stores where you can use this. Tim Cook called magnetic stripe acrd payment broken, outdated, and vulnerable. So according to the people who stuck your phone and music player together you won’t need to carry those bits of plastic anymore. Just your sleek shiny phone.

androidThis year Google replaced Google Wallet with Android Pay. Google Wallet had been around since 2011, however the buzz around Apple’s Pay service has led to a re-branding and a re-strategising.

This new strategy is looking to bring ‘experience’ into the fold. But this isn’t hardware. There can be no splitting the difference over processing power, screen resolution or camera quality. Android Pay and Apple Pay have similarities beyond their initials. They both use tokenisation security and contactless near-field communication.

GreeceGreece has reached a point that was inevitable with the election of Syriza in January. A referendum on the status quo and political-economic hegemony of the ECB, the IMF and the European Commission. Greece faces a choice between externally inflicted pain in the form of austerity and neoliberal re-structuring and self-inflicted but self-determining pain.

Despite the tumultuous times the EU and global economy has endured since 2008, there is something to be said for European unity. If this unity means continuing down the same road with the same plans and the same cans being kicked is it really worth it?